Onchain credit score · confidential AI + bureau
An onchain credit score for any business wallet.
Kredito blends a Chainlink Confidential AI attestation with a credit-bureau signal into a single, updateable score — issued onchain as a soulbound Credit Certificate.
Connect a wallet to begin — it becomes your credit identity.
Kredito
Credit Certificate
acme.eth
Status: ACTIVE
Vault liquidity
$90K
Default reserve
$900
Min eligible score
750
Origination fee
3%
How it works
One page, five steps.
Onboarding
Submit business profile, documents and KYC/KYB. The wallet becomes the credit identity.
Score
Chainlink Confidential AI and the CRS bureau are blended into a single creditworthiness score.
Certificate
An updateable Credit Certificate is minted as a soulbound NFT, gated by your ENS identity.
Borrow
The vault checks the certificate and ENS gate, then pays out a working-capital loan.
Liquidity
Liquidity providers fund the vault; origination fees build a reserve that covers defaults.